The next time you see someone telling you that you need to be more frugal in your investments, ask yourself if it is worth it.
Do you really need to invest in a new home or a business that is less than 10 years old?
If so, you should probably not be investing at all.
If you have a lot of money to invest, you may want to consider buying some property.
But if you have an existing house that is over 100 years old, you are better off just staying in your current house and buying a new one.
If you can afford to pay the mortgage upfront and keep your current home for another 10 years, then you may be able to find a better deal.
For the rest of us, though, we can do better.
If we want to invest the money we have now in assets that are less than five years old and invest in real estate that is closer to five years, we will need to look at other assets in our portfolio, including our 401(k) savings plan, our student loans, and our retirement savings.
If we can get a loan, and we are willing to pay it back, we should be investing more.
If our savings have been hit hard by the housing crisis and we don’t have much left to invest now, we may want some additional help.
If your investments have been hammered by the recession, you might want to take out some small-dollar loan to get some cash flowing into your portfolio.
You could also look at the value of your existing investments, which you could use to help you pay down the debt you are on.
We can’t control the timing of our investments, but we can control how much we invest.
We can control our spending, but that will depend on how much our portfolio is getting hurt by the current housing market and the financial collapse in China.
In the meantime, we have to pay attention to how we are spending our money.
If the economy is slowing down and we want a quick windfall, we could be better off paying down our debt rather than waiting for the next recession.